Angie's List: How Car Insurance Monitoring Works - WBAY

Angie's List: How Car Insurance Monitoring Works

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You may be able to save money on your car insurance by letting your insurance company monitor your driving.

The experts at Angie's List say more than a million drivers across the country are already taking part in these monitoring programs.

Generally, it's the large insurance providers that offer them.

"I was a little leery when the program was first introduced to me, but after researching it and they sent us the Drivewise in the mail, I realized they don't do GPS tracking or anything like that," said driver Lyndi Cook. "It literally just tracks what time of day you are driving, how fast you are accelerating and your brake speed."

The safer you drive, the bigger your discount. 

Allstate and Progressive track data through a device that plugs into the car under the dashboard. State Farm uses programs like OnStar to track basic driving stats.

"It does not penalize you for your driving history," says Ranjit Puthran, Allstate Insurance agent. "It only rewards you, those safe drivers that are driving safe. Right now the average savings for a safe driver is 10 percent."

Angie's List says some people have concerns about privacy with programs like these. If you have questions, talk with your insurance agent about how you could take part.

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